Safety

 

TRIAD Program

TRIAD is a non-profit organization comprised of law enforcement, county agencies, and older adults.  TRIAD educates by sponsoring crime prevention programs; recruits & trains volunteers to assist Police & Sheriffs departments; provides a forum for law enforcement and the community to share needs, concerns, and to develop solutions.  TRIAD sponsors a wide interest of crime prevention to seniors.  Topics range from: identity theft, what is a safe lock, or others as deemed needed by members and volunteers.  To become involved in TRIAD or to learn more about it call the Vernon County Unit on Aging at (608) 637-5201.

 

 

Accident Prevention                                                

Take special precautions against- - -

 

Falls

Use handrails on stairs.  Climb carefully.

Make sure that your bathtub has a grab bar and a non-slip skid mat.

Tack down edges of rugs.  Use non-skid floor wax.

Dont wear loose or floppy shoes.

Use a cane if you need one.

Make sure stairways are well lit. 

 

Burns

Fires and burns are especially dangerous to older people.

Check your home for fire hazards- -Frayed cords, loose wiring, overloaded electrical outlets, etc.

Avoid wearing wide-sleeved, flowing clothing while cooking; use potholders.

Never smoke in bed.

 

Harm from Drugs

Take drugs only as your physician prescribes.  Dont try to treat Dont take medications in the dark.  Read the label each time.

yourself.

 

 

Car Accidents

Dont drive if youre taking medications that make you drowsy.

Give up or reduce driving if you react slowly or have problems with eyesight or hearing.

When out walking, cross streets at the crosswalk, with the light.

 

Drivers might want to take a look at the AARP Safe Driver Program

http://www.aarp.org/families/driver_safety/

  

Identity Theft Prevention & Phone Safety

 Take the following easy precautions to prevent yourself from becoming a victim of Identity Theft.

 

1. Buy a cross-cut type shredder.  Shred all your important papers and   especially pre-approved credit applications received in your name and other financial information that provides access to your private information. Don't forget to shred your credit card receipts.

2. Be careful of "Dumpster Diving." Make sure that you do not throw anything away that someone could use to become you. Anything with your identifiers must be shredded (cross-cut) before throwing away.

3. Be careful at ATM's and using Phone Cards. "Shoulder Surfers" can get your "Pin Number" and get access to your accounts.

4. Get all of your checks delivered to your bank - not to your home address.

5. Do not put checks in the mail from your home mailbox. Drop them off at a U.S. Mailbox or the U.S. Post Office. Mail theft is common. It's easy to change the name of the recipient on the check with an acid wash.

6. When you order new credit cards in the mail, or your previous ones have expired, watch the calendar to make sure that you get the card within the appropriate time. If it is not received by a certain date, call the credit card grantor immediately and find out if the card was sent. Find out if a change of address was filed if you don't receive the card or a billing statement.

7. Cancel all credit cards that you do not use or have not used in 6 months. Thieves use these very easily - open credit is a prime target.

8. Put passwords on all your accounts and do not use your mother's maiden name. Make up a fictitious word.

9. Get a post office box or a locked mailbox, if you possibly can.

10. Ask all financial institutions, doctors' offices, etc., what they do with your private information and make sure that they shred it and protect your information. Tell them why.

11. Empty your wallet of all extra credit cards and social security numbers, etc. Do not carry any identifiers you do not need. Don't carry your birth certificate, social security card, or passport, unless necessary.

12. Memorize social security numbers and passwords.

13. When a person calls you at home or at work, and you do not know this person, never give out any of your personal information. If they tell you they are a credit grantor of yours call them back at the number that you know is the true number, and ask for that party to discuss personal information. Provide only information that you believe is absolutely necessary.

14. Do not put your social security number on your checks or your credit receipts. If a business requests your social security number, give them an alternate number and tell them why. They do not need that to identify you. If a government agency requests your social security number, there must be a privacy notice accompanying the request.

15. Do not put your telephone number on your checks.

16. Get credit cards and business cards with your picture on them.

17. Do not put your credit card account number on the Internet (unless it is encrypted on a secured site.) Don't put account numbers on the outside of envelopes, or on your checks.

18. When you are asked to identify yourself at schools, employers, or any other kind of institutional identification, ask to have an alternative to your social security number. Unfortunately, your health insurance carrier often uses your social security number as your identification number. Try to change that if you can.

19. In conjunction with a credit card sale do not put your address, telephone   number, or driver's license number on the statement.

20. Monitor all your bank statements from every credit card every month. Check to see if there is anything that you do not recognize and call the credit grantor to verify that it is truly yours.

21. Order your credit report at least twice a year.  Review it carefully. If you see anything that appears fraudulent, immediately put a fraud alert on your reports by calling the numbers below.

22. Immediately correct all mistakes on your credit reports in writing. Send those letters Return Receipt Requested, and identify the problems item by item with a copy of the credit report back to the credit-reporting agency. You should hear from them within 30 days.

23. Take your name off all promotional lists. Call the three credit reporting  agency numbers to opt out of pre-approved offers.

 

   Experian:             (888) 567-8688

   Equifax:               (888) 567-8688

   TransUnion:        (888) 567-8688

 

Write to the following to get off promotional lists:

Direct Marketing Association
Mail Preference Service
P. O. Box 9008 
Farmingdale, NY  11735
     

Direct Marketing Association
Telephone Preference Service
P. O. Box 9014
Farmingdale, NY  11735

 

24. Write to your State and Federal Legislators to demand stronger privacy protection. Also, ask that identity theft be considered a crime in your State. Demand that the State Finance and Banking Committees pass legislation to protect consumers from negligent bank and credit reporting practices.

25. Consider making your phone an unlisted number or just use an initial.

26. Make a list of all your credit card account numbers and bank account numbers (or photocopy) with customer service phone numbers, and keep it in a safe place. (Do not keep it on the hard drive of your computer if you are connected to the Internet.)

 

Credit History

Another helpful tool in protecting yourself from identity theft is checking your credit history for any inaccuracies.  Credit reports can be obtained from several places including:

 

http://www.annualcreditreport.com  (Most WI banks report to Trans Union)

 

http://www.equifax.com

 

http://www.credit-factor.com

 

http://www.freecreditreportservice.com

 

http://www.consumerinfo.com

 

If you have difficulty obtaining a credit report through the above listed websites, visit Consumer Protection at the Federal Trade Commission website http://www.ftc.gov

 

 

Lifeline/Medlink

 This is a program to alert medical professionals in the event of an emergency.  People wear either a bracelet or a necklace that has a button to push in the event of a medical emergency.  Once pushed, the bracelet or necklace sends a signal that notifies emergency personnel, who track the origin of the call and respond to the emergency.  To enroll in the program call Vernon Memorial Healthcare at (608) 637-2101, Frontier Communications at 1-800-435-1504, St Josephs Hospital at (608) 489-8000, or Vernon Telephone at (608) 634-3136.  There is assistance to low income households to receive this service at a reduced cost.

 

 

Domestic Abuse

What is Domestic Abuse? Domestic abuse is the mental or physical abuse of one person by another person with whom the abused has a significant and intimate relationship.

 

Domestic Abuse can occur in relationships whether the couple:

Article I.         Is living together or not living together.

Article II.       Is married, divorced, separated, or not married.

Article III.    Has children or does not have children.

Article IV.   Is heterosexual or is homosexual.

 

Domestic Abuse can include any or all of the following categories:

Physical- hitting, punching, shoving, pinching or any other act that causes physical harm.  Put simply, anything that hurts your body.

Verbal/Emotional- Swearing, threats, humiliation, playing mind games.

Sexual- forcing unwanted sex or sexual acts.

Economic- controlling access to money or essentials, giving an allowance.

 

During an attack

Protect yourself, especially your head and abdomen.

Try to get away!  Lock yourself in another room or run outside!

Scream and call for help!

 

Do whatever you need to do to prevent further violence and more harm.

 

Elder Abuse

What is elder abuse?  Hitting, taking money, threatening, isolating, unwanted touching, neglect, it can happen to anyone.  Over 3,000 cases of elder abuse are reported in Wisconsin each year. 

 

Hurting someone is never a sign of caring.  There are many types of abuse.  The most obvious is physical abuse.  But there are other types that dont involve any physical violence, such as verbal or emotional abuse, financial exploitation, sexual assault, or neglect.  Remember, just because someone doesnt hit you doesnt mean theyre not abusive.

 

You can help.  Even though being abused is never the elders fault, he or she might feel ashamed, trapped, or all alone.  If you believe that someone you know is being abused, call Human Services at (608) 637-5210.  Most abusers are spouses, children, or other relatives.

 

Read through the following questions.  If you answer yes to any of them, call Human Services to report a case of elder abuse!

 

Physical Abuse

Does your friend or relative get:

Shoved or shaken?

Drugged or starved?

Hit, kicked, or physically hurt in any way?

 

Emotional Abuse

Is your friend or relative:

Isolated from family or friends?

Verbally assaulted, threatened, or harassed?

Treated like an infant or given the silent treatment?

 

 

Financial Exploitation

Is a family member, caregiver, friend, or neighbor:

Taking money or possessions belonging to your friend or relative?

Forcing or tricking your friend or relative into signing any documents (ex. Power of Attorney, contracts, will)?

 

If you think an older person is being financially exploited, dont feel guilty about asking a professional to look into it.  You are not being nosey.  You are watching out for him or her and showing that you care.

 

 

Sexual Abuse

Is your friend or relative being touched inappropriately or forced to perform or watch sexual acts?

 

Neglect

Does a family member or caregiver refuse to provide food, water, clothing, shelter, personal hygiene, medicine, or other life essentials?

 Self-Neglect

Is your friend or relative unable or unwilling to eat, dress, bathe, take medications, or keep his or her home clean and livable?

 

Self-neglect is considered elder abuse because the elder is threatening his or her own health and safety.

 

Its not a family problem.  ITS ABUSE!

 

One phone call can change everything.  If you know someone who is being abused, call Human Services at (608) 637-5210.  Your identity will be kept confidential by law.  When you call, you will be asked what happened, when and where it occurred, and the name of the suspected abuser.

 

Elder abuse doesnt have to be abuse that begins after age 60.  It can be domestic abuse that has been happening for years.

 

What happens when someone makes a report?

Each Wisconsin county has professional people who know how to help, and the authorities offer better protection than ever before.  There are many ways they can help reduce the dangerfrom police interventions to financial support or transportation to a safe place.  There are also ways they can help make things better, including home repairs, meals, social connections, and legal assistance.

 

Everyone Deserves a