SeniorCare

Perscription Drugs for Wisconsin Seniors

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What is SeniorCare?

SeniorCare is a prescription drug assistance program for Wisconsin residents who are 65 years of age or older who meet the eligibility criteria. The program is designed to help seniors with their prescription drug costs. Those interested may apply at any time. The Department of Health and Family Services (DHFS) administers the SeniorCare program. To be elegible for SeniorCare:

  • You must be a Wisconsin resident
  • You must be 65 years of age or older
  • You must pay a $30.00 annual enrollment fee per person
  • Your assets, such as bank accounts, insurance polocies, home property, etc., are not counted
  • Your annual income determines the level of coverage
In addition program participants are subject to certain annual out-of-pocket expense requirements depending on their annual income as shown in the table below. Drug coverage may vary by level. See the SeniorCare Covered Drugs fact sheet at http://dhfs.wisconsin.gov/seniorCare/information.htm or call your pharmacy or the SeniorCare Customer Service Hotline.

 

Income Limits*

Annual Out-Of-Pocket Expense Requirements and Benefits

Level 1

At or below $17,872 per individual or $24,208 per couple annually

No deductible or spenddown

$5.00 co-pay for each covered generic prescription drug

$15.00 co-pay for each covered brand name prescription drug

Level 2a

$17,873 to $22,340 per individual and $24,209 to $30,260 per couple annually

$500 deductible per person

Pay the SeniorCare rate for drugs until the $500 deductible is met

After the $500 deductible is met, pay a $5.00 co-pay for each covered generic prescription drug and $15.00 co-pay for each covered brand name prescription drug

Level 2b

$22,341 to $26,808 per individual and $30,261 to $36,312 per couple annually

$850 deductible per person

Pay the SeniorCare rate for most covered drugs until the $850 deductible is met

After the $850 deductible is met, pay a $5.00 co-pay for each covered generic prescription drug and $15.00 co-pay for each covered brand name prescription drug

Level 3

$26,809 or higher per individual and $36,313 or higher per couple annually

Pay retail price for drugs equal to the deifference between your income and $23,521 per individual or $31,681 per couple. This is called "spenddown."

Covered drug costs for spenddown will be tracked automatically. During the spenddown, there is no discounts on drug costs.

After the spenddown is met, meet an $850 deductible per person

Pay SeniorCare rate for most covered drugs until the $850 deductible is met.

After the $850 deductible is met, pay a $5.00 co-pay for each covered generic prescription drug and $15.00 co-pay for each covered brand name prescription drug

*These income amounts are based on the 2006 federal poverty guidelines, which increase by a small percentage each year. During declaration earned income must also be counted even if you do not receive the income.

 

What if program participants have other prescription drug coverage?

Individuals with prescription drug coverage under other health plans are eligible to enroll in SeniorCare. If you already have a health insurance plan, SeniorCare will coordinate benefit coverage with your plan. Individuals enrolled in Medicaid will not be eligible for SeniorCare, because Medicaid already provides prescription drug coverage.

What is a deductible?

A deductible is an amount that participants in Levels 2a, 2b and 3 pay annually for covered drugs before being able to participate at the co-payment levels. During the deductible period, participants receive the SeniorCare rate on covered drugs that are purchased.

What is a SeniorCare rate?

The "SeniorCare rate" is a discounted rate for most covered drugs. Participants in the deductible period will pay the SeniorCare rate on covered drugs.

What is a spenddown?

At Level 3 you have an annual spenddown requirement. The amount of the spenddown is the difference between your gross annual income and 240% of the current Federal Poverty Level.

What Expenses Can I Use to Meet a Decuctible or a Spenddown?

Only SeniorCare covered drugs purchased at the SeniorCare rate will be used to meet the deductible. Other medical costs, such as physician office visits or hospital services do not count toward the SeniorCare spenddown or deductible.

Group Size

Level 1

Income at or below160% FPL

Level 2a

Income between 160% - 200% FPL

Level 2b

Income between 200% - 240% FPL

Level 3

Income more than 240% FPL

Individual $17,872 $17,873 to $22,340 $22,341 to $26,808 $26,809 +
Couple $24,208 $24,209 to $30,260 $30,261 to $36,312 $36,313+

For More Information:

Call the SeniorCare Customer Service Hotline at (800) 657-2038 or

Visit the SeniorCare Website at http://www.dhfs.wisconsin.gov/seniorcare

The Department of Health and Family Services is an equal opportunity employer and service provider. If you have a disability and need to access this information in an alternate format, or need it translated to another language please contact (608) 266-3356 or (888) 701-2051 TTY. All translation services are free of charge.

For civil rights questions call (608) 266-9372 or (888) 701-2051 TTY